Treat Now. Pay Over Time.
Your goals shouldn’t have to wait for the perfect moment. We offer flexible financing options through Cherry and Affirm — so you can start your treatment plan today and pay on a schedule that works for your life.
Two Ways to Pay Over Time
We want every patient to be able to access the care and treatments they need without financial barriers getting in the way. Both options below offer fast approvals, transparent terms, and flexible plans designed for real budgets.
Cherry
Fast. Flexible. 0% APR options available.
- Apply in 60 seconds — no hard credit check, ever
- 0% APR promotional plans available based on eligibility
- Biweekly and monthly payment options available
- Plans from 6 weeks to 24 months
- Use your approval for treatment the same day
- Manage your account and payments online anytime
- Designed specifically for health and wellness purchases
Manage Existing Account
Affirm
Buy now, pay later — no hidden fees, ever.
- Pay in 4 interest-free biweekly installments (0% APR)
- Monthly installment plans from 3 to 60 months
- No late fees, no prepayment penalties, no hidden fees
- Soft credit check to confirm eligibility — no hard inquiry
- Pay off early at any time with no penalty
- Manage payments through the Affirm app or website
- Loan amounts from $50 up to $20,000
Manage Existing Affirm Account
“Your treatment plan shouldn’t waitRoberts Aesthetics & Wellness — Houma, Louisiana
for the perfect time. Start today — pay over time.”
Three Steps to Get Started
Cherry was built specifically for health and wellness purchases. The entire process — from application to approval to payment — is designed to be as fast and frictionless as possible.
See If You Qualify
The application takes 60 seconds and uses a soft credit check only — no hard inquiry, no impact to your credit score. You’ll see your options immediately after applying.
Get Care
Once approved, use your Cherry approval at your appointment. Your treatment plan proceeds as planned — Cherry handles the financing so you can focus on your results.
Pay Over Time
Choose the payment plan length that fits your budget — from 6 weeks to 24 months. 0% APR plans are available for eligible patients. Manage everything through your Cherry account online.
What Your Plan Might Look Like
These are examples only — your actual terms depend on your credit profile and the amount financed. Apply through Cherry to see your personalized options in 60 seconds.
Purchase price
$42 biweekly for 6 weeks at 0% APR — one of the most popular short-term plan options for entry-level treatments.
Purchase price
From approximately $45/month for 24 months at the lowest available rate, or shorter plans with higher payments and 0% APR eligibility.
Purchase price
$100 every 2 weeks for 4 payments at 0% APR. First payment at checkout. No interest, no fees, no surprises.
All payment examples are estimates only and subject to change. 0% APR and promotional rates subject to eligibility. Actual terms depend on credit score, loan amount, and other factors. Cherry: see withcherry.com/terms for full details. Affirm: rates from 0%–36% APR; see affirm.com/lenders for lending partners and full terms.
Payment Plan Questions Answered
Which financing option should I use?
Cherry is our primary recommendation — it was built specifically for health and wellness purchases, offers a fast 60-second application with no hard credit check, and has 0% APR options for eligible patients. Affirm is an excellent alternative with its own set of flexible terms including Pay in 4. Both are reputable, patient-friendly options and the right choice depends on your credit profile and preferred payment structure.
Will applying affect my credit score?
Cherry uses a soft credit check only — no hard inquiry, which means applying through Cherry will not impact your credit score at any point. Affirm also performs a soft credit check to confirm eligibility. If you proceed with an Affirm installment plan, your payment history may be reported to Experian and TransUnion.
Can I apply before my appointment?
Yes — you can apply for Cherry financing at any time before your visit at patient.withcherry.com. Your approval is then ready to use at your appointment. This is a great way to know exactly what you can finance before you arrive.
Is there a minimum or maximum amount I can finance?
Cherry is designed for health and wellness purchases at various price points — your specific approval amount is based on your application. Affirm finances purchases from $50 up to $20,000 depending on eligibility. For most aesthetic and wellness treatment plans, both options provide more than sufficient coverage.
What if I want to pay off my plan early?
Both Cherry and Affirm allow early payoff with no penalty. You can pay off your remaining balance at any time through your Cherry or Affirm account without any fees or additional charges.
Who do I contact if I have questions about my payment plan?
Questions about your Cherry account, payment schedule, or balance should be directed to Cherry’s support team at withcherry.com. Questions about your Affirm account or payments should go to Affirm directly at affirm.com. Our team is happy to help you get in touch if needed, but account management for financing plans is handled directly through each provider.
Cherry: 0% APR and other promotional rates subject to eligibility. Exact terms and APR depend on credit score and other factors. Payment options through Cherry Technologies, Inc. are issued by the following lending partners: withcherry.com/lending-partners. Iowa only: APR for all Iowa borrowers is capped at 20.99%. See withcherry.com/terms for full details. Copyright © 2020–2026 Cherry Technologies Inc. NMLS #2061234, 2 Embarcadero Center, 8th Floor, San Francisco, CA 94111.
Affirm: Payment options through Affirm are subject to an eligibility check and may not be available in all states. Rates from 0%–36% APR. Options depend on your purchase amount and a down payment may be required. Affirm never charges late fees, prepayment penalties, or hidden fees. Affirm, Inc., NMLS ID 1883087. See affirm.com/lenders for lending partners and full terms.
Don’t Let Budget
Delay Your Goals
Apply for Cherry financing in 60 seconds — no hard credit check, no commitment until you choose a plan. Or schedule a consultation and we’ll walk you through your options in person.
Questions? Call or text us at 985-247-0115